Month: January 2020

Pay Yourself First: The Reverse Budget GuideMelinda PettijohnJANUARY 30, 2020 Pin0 Tweet0 Share0 Share0 What if, when you received your paycheck, the first thing you did was to put your money towards your biggest financial goals – that vacation savings account, the house down payment, or the new car fund? With the pay yourself first …

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The Pros And Cons Of Secured Credit CardsThe Logic of MoneyJANUARY 27, 2020 Pin0 Tweet0 Share0 Share0 Secured credit cards are great for young people who need to establish credit and those who need to rebuild credit. It can be tough to show the credit card companies that you can be a trusted customer, and …

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How to Budget Your Money Using a Zero-Based BudgetMelinda PettijohnJANUARY 23, 2020 Pin0 Tweet0 Share0 Share0 Have you ever been in a situation where you went to pay for your morning cup of coffee, only to realize there was less in your account than you thought? We’ve all been in that situation at one point …

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How to Budget Using the 50/30/20 RuleMelinda PettijohnJANUARY 20, 2020 Pin0 Tweet0 Share0 Share0 Are you new to budgeting or overwhelmed by getting started? You may have heard of Elizabeth Warren’s 50/30/20 rule that can help you manage your budget – especially if you don’t want to have to track your spending in detailed categories, …

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Buying a Car: How Much Car Can You Afford?The Logic of MoneyJANUARY 12, 2020 Pin0 Tweet0 Share0 Share0 Have you been limping along with that old junker for long enough? Or maybe, you’re fresh out of college and got that new steady full-time job but need a car to get there? Either way, it’s time …

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Budgeting 101: The Ultimate Guide to Making a BudgetMelinda PettijohnJANUARY 10, 2020 Pin0 Tweet0 Share0 Share0 When we hear the term “budget,” we often associate it with a complicated and stressful process. However, budgeting can be quite simple – and is incredibly important for your financial health. Think of budgeting as a roadmap for your money. …

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How Long Does it Take to Build Credit?THE LOGIC OF MONEYJANUARY 7 , 2020 Share0 Pin0 Tweet0 Share0 Share0 Pin0 Tweet0 Share0 Everyone is constantly talking about how important it is to build a good credit score but very few people can actually tell you why and how. If building credit is that important, then …

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How Much Money Do You Need to Retire: Are you on track?The Logic of MoneyJANUARY 1, 2020 Pin0 Tweet0 Share0 Share0 When it comes to retirement planning, you need to work backward. The first thing you need to establish is how much money you think you will need to live comfortably in retirement. Many experts estimate …

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