What is a FICO Score?

When you need a loan or credit card, your creditor needs a way to determine how likely it is that you’ll repay them. The FICOⓇ credit score is used by many creditors to help them assess applicants.  Not only does FICOⓇ scores help creditors decide whether to approve or deny an applicant, but it is…

How Minimalism Can Give You Space and Ease Financial Stress

How Minimalism Can Give You Space and Ease Financial Stress

Adopting a minimalist lifestyle has grown in popularity in the last several years. As a minimalist, you strive to live simply only to use what you need each day. The benefits of minimalism include improving your spending habits, having a more organized home, and being more eco-friendly.  Taking on a minimalist lifestyle can improve your…

Best Guide to Set Up a Small Business Budget

Best Guide to Set Up a Small Business Budget

Having your own business involves many different elements. You may handle the day-to-day operations, hiring, finding new customers, and marketing. Making a budget for small businesses is an integral step to make sure you stay on top. Budget planning for a business will help keep you financially fit. First, of course, you need to ensure…

How to Make Extra Money on Etsy: A Guide to Start Your Business

How to Make Extra Money on Etsy: A Guide to Start Your Business

You can make extra money from home in many different ways these days. If you’ve ever wanted to use your creativity and turn it into dollar signs, starting an Etsy shop could be a great idea.  Making money with Etsy solely with your passion isn’t realistic, however. It would help if you had a well-thought-out…

Passive Income Ideas That You Can Use to Build Real Wealth

Passive Income Ideas That You Can Use to Build Real Wealth

One of the key lessons we’ve learned through the COVID-19 crisis is just how quickly things can change. Many people found themselves suddenly losing their job or their hours cut significantly. As a result, paying rent or mortgage, putting food on the table, and keeping up with bills became a challenge to many affected people. …

Beginner Friendly Ways to Make Money with Cryptocurrency

Beginner Friendly Ways to Make Money with Cryptocurrency

It’s impossible these days not to hear about cryptocurrency. Whether you’ve tuned in to some of the things that Elon Musk has said about it, watched the turbulence of Bitcoin, or have friends who are obsessed with it, crypto is starting to become a mainstream topic. As a result, many people have been able to…