The pandemic has disrupted the lives of millions of Americans in the past few years, causing some to lose their jobs. It left many people wondering whether any job is safe in a recession. There are industries that provide more job security than others. Signs of being in a recession A recession isn’t always predictable….
Your credit score is calculated through the things that are found on your credit report. So if you have negative marks, they can stay on your credit history for years. Building a good credit score may feel impossible if you have collection accounts such as medical debt on your credit report. How many points does…
To get a mortgage loan, your lender will check to ensure that you can afford it. A mortgage lender will look at your debt-to-income ratio to help make that determination. A high debt-to-income ratio can make it impossible to qualify for a mortgage. But that doesn’t mean you don’t have options. We’ll cover how you…
Getting your teeth aligned is a big decision. It often means that you’ll be wearing metal braces for several years. An Invisalign treatment is a great alternative solution. However, you have to consider the costs. Does Invisalign work for those with underbites, overbites, or other dental issues? If you’re trying to decide between metal braces…
There are tons of online surveys that claim you can make a lot of money through their sites. These are the survey sites you should avoid because they tend to be scams or overpromise. Legit survey sites like Survey Junkie allow you to earn a little extra money in your spare time. You won’t be…
Sitting around in a comfortable chair and reading a book is a great way to relax. Unfortunately, with the hustle of life, it’s difficult to get the time to read a physical book for many people. That’s why audiobooks are a great alternative. Audible is one such audiobook subscription service that provides this option. Run…
There never seems to be enough time to get our errands done. Your car needs gas so you can run to the grocery store. After that, you want to head to the department store to pick up a few things. When you have to run to the bank to withdraw money, that just adds another…
To make extra money, some people will start a side hustle or a second job. But that takes a lot of commitment. That’s why it would be great if you could make money online for things that you do in your spare time. It is actually possible to earn rewards and money by browsing the…
So you have made it a habit to check your credit score each month to keep tabs on it. Your credit card allows you to check your FICO score for free using your online app. Then you notice that your credit score has dropped suddenly and you’re not sure why. Does this scenario sound familiar?…
If you’ve ever followed any of those personal finance gurus or read a blog about financial freedom, they have almost all likely mentioned using a budget. Creating a monthly budget not only acts as expense tracking but can also keep you focused on your savings goals. Many people don’t want to go through the hassle…
