Credit Scores

Why Did My Credit Score Drop?

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products at no cost to you. Whether you’re keeping a close eye on your credit score because you want to make a large purchase soon, such as house or a car,…

Budgeting

How to Use the Envelope Budget Method

The envelope budget method is effective for those who are just beginning to control their own money or those who prefer to physically see their money being spent rather than track everything electronically. This can be a great way for teenagers or young adults to learn their spending habits. It is much more painful to…

Budgeting

Pay Yourself First: The Reverse Budget Guide

What if, when you received your paycheck, the first thing you did was to put your money towards your biggest financial goals – that vacation savings account, the house down payment, or the new car fund? With the pay yourself first budgeting method, this is exactly what you do. Instead of building your entire budget…