Self Reward Ideas to Try without Breaking Your Personal Budget
Budgeting

Self Reward Ideas to Try without Breaking Your Personal Budget

So you’ve successfully followed your budget for months and reached some of the financial goals you set out. Preparing a budget that you stick with is hard at times, so sometimes it’s ok to look for ways to reward yourself. After all, if you don’t reward yourself once a while, it could cause you to…

How to Set Up Your Budget for Success in 2021
Budgeting

How to Set Up Your Budget for Success in 2021

The COVID-19 pandemic has taught us many things, from adjusting to living in quarantine, home-schooling our kids, to working from home. Arguably one of the most important things that we have learned is how important being financially stable is. Like many of these lessons learned, we have been more reactive than proactive in our approach….

Best Budgeting Tips for People with Variable Income
Budgeting

Best Budgeting Tips for People with Variable Income

Self-employed, contractors, freelancers, and commission-only workers can potentially earn more than their counterparts. Some trade-offs come with that too. Income management is challenging when you can’t predict how much money will be coming in during a month. If you are using a personal budget planning system for keeping track of expenses regularly, this can be…

Everything You Need to Know About Family Budgeting
Budgeting

Everything You Need to Know About Family Budgeting

The purpose of this article is to inform the importance of creating a family budget as early as possible. Planning a family budget will keep you from living paycheck to paycheck. Constantly crunching numbers to figure out what will be spent where is not exactly how you want to spend your time.  This article will…

How to Handle Finances as Newlyweds
Budgeting

How to Handle Finances as Newlyweds

Marriage is the beginning of many new adventures that include joining finances. It is one of the biggest challenges among newlyweds. You and your partner may have different budgeting strategies, spending habits, and monthly expenses that you weren’t aware of before. Finances in marriage have led to many fights and differences of opinion among couples. …

Starting a Simple and Effective 50-30-20 Budgeting Strategy
Budgeting

Starting a Simple and Effective 50-30-20 Budgeting Strategy

Learning effective budgeting can be tedious, especially when you’re starting your first budget. There is a budgeting method out there that will work for you. One such budgeting method that many people start with is the 50 30 20 budget rule. Let’s learn more about how to budget better by using this method.  Why 50-30-20…