Running a household is challenging. There’s taking the kids to daycare, preparing dinners, and planning activities for the weekend that must be juggled. At the center of it all is money. Budgeting for family will enable you to pay down debt, lower costs, and save money. These financial benefits are reasons to start family budgeting….
The personal finance advice that you will hear everywhere is that a budget is key to living your best financial life. A budget is the most accurate way to understand your spending habits and how they affect your ability to save. When you are creating a budget for the first time, it seems like a complicated…
Are you new to budgeting or overwhelmed by getting started? You may have heard of Elizabeth Warren’s 50/30/20 rule that can help you manage your budget – especially if you don’t want to have to track your spending in detailed categories, which can get overwhelming and be time consuming. The 50/30/20 rule budget only requires…
In the United States, we haven’t experienced high inflation as much as other countries in history. Some people may feel that the possibility of hyperinflation is relatively low. Hyperinflation is considered an event that happens due to sociopolitical upheavals, wars, and their aftermath. It is difficult for governments to tax and govern the population after…
Getting your teeth aligned is a big decision. It often means that you’ll be wearing metal braces for several years. An Invisalign treatment is a great alternative solution. However, you have to consider the costs. Does Invisalign work for those with underbites, overbites, or other dental issues? If you’re trying to decide between metal braces…
Sitting around in a comfortable chair and reading a book is a great way to relax. Unfortunately, with the hustle of life, it’s difficult to get the time to read a physical book for many people. That’s why audiobooks are a great alternative. Audible is one such audiobook subscription service that provides this option. Run…
If you’ve ever followed any of those personal finance gurus or read a blog about financial freedom, they have almost all likely mentioned using a budget. Creating a monthly budget not only acts as expense tracking but can also keep you focused on your savings goals. Many people don’t want to go through the hassle…
Kids have a way of learning about the world through their experiences. Among the most important things that a child can learn are better money habits. So building these financial habits early will allow them to learn (and make mistakes) good behaviors before reaching adulthood where the test really begins. Not sure how to get…
Taking a page from the history books, we can learn many important things. During the Great Depression, many people had to learn how to live with very little. They were pros at frugal living and we can learn tips from them on how to save money in our daily lives. What is the definition for…
Having your own business involves many different elements. You may handle the day-to-day operations, hiring, finding new customers, and marketing. Making a budget for small businesses is an integral step to make sure you stay on top. Budget planning for a business will help keep you financially fit. First, of course, you need to ensure…
