How to make a budget

 A step-by-step guide

Are you tired of opening your bank account to find less money than what you expected? Or maybe you're the kind of person who impulsively spends their paycheck the second it hits your account. Either way, it's time to start using a budget.

The key to reaching any of your financial goals is the same as the key to reaching any other goal. You need to to come up with a plan for how you are going to accomplish it, then implement that plan and monitor and adjust it as needed.

Luckily for you, we are about to walk you through exactly how to start budgeting. We are going to teach you what a budget is, how a budget can help you reach your goals, and then give you several different types of budgets that you might be able to incorporate into your life. We will also give you some different tools that can help make budgeting and tracking your spending easier.

If at any point, you have any questions at all, please feel free to reach out and ask us. Our goal is to help you reach your goal.

We have broken the guide down into easier to navigate chapters. It will be best understood if you navigate through it in chronological order, but feel free to jump around if you choose to.

Go ahead and get started below!

Budget Guide Chapters

Chapter 2: 50/30/20 Rule

Chapter 4: Reverse Budget Guide

Chapter 5: Envelope Budgeting