Your credit score is calculated through the things that are found on your credit report. So if you have negative marks, they can stay on your credit history for years. Building a good credit score may feel impossible if you have collection accounts such as medical debt on your credit report. How many points does…
So you have made it a habit to check your credit score each month to keep tabs on it. Your credit card allows you to check your FICO score for free using your online app. Then you notice that your credit score has dropped suddenly and you’re not sure why. Does this scenario sound familiar?…
When you need a loan or credit card, your creditor needs a way to determine how likely it is that you’ll repay them. The FICOⓇ credit score is used by many creditors to help them assess applicants. Not only does FICOⓇ scores help creditors decide whether to approve or deny an applicant, but it is…
If you’re considering a new car and you have bad credit, the door to that financial goal isn’t closed. You’ll just have to consider some alternative options. Let’s discuss how you can get a car with bad credit below. Is it better to lease or buy a car with bad credit? It’s possible to lease…
If you’ve experienced some setbacks financially, you might have taken a hit with your credit score. Fixing your credit can’t happen overnight, it’s a long game. There are some things that simply can’t be removed from your credit report without the passing of time. The time has come that you want to start looking at…
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products at no cost to you. With the data breaches that have occurred over the past several years and rising concerns of identity theft, you might have considered ways to protect…
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products at no cost to you. Whether you’re keeping a close eye on your credit score because you want to make a large purchase soon, such as house or a car,…
In today’s world, you need credit to do more than just the usual financial things such as getting a loan for a house or car and applying for a credit card. If you want to rent an apartment, get hired for a certain job, or even get the latest iPhone, you need to have good…
Everyone is constantly talking about how important it is to build a good credit score but very few people can actually tell you why and how. If building credit is that important, then there should be more reasons than simply that it will help you get a loan or a credit card easily, right? Trust…
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products at no cost to you. Understanding your credit score is extremely important. Whether you just got rejected for another credit card, you’re trying to buy a car, or you are…
