Policy Page

Privacy Policy

We use Ezoic to provide personalization and analytic services on this website, as such Ezoic’s privacy policy is in effect and can be reviewed here.

Effective as of July 1, 2019

THIS PAGE OUTLINES OUR PRIVACY POLICY AND TERMS OF USE. PLEASE READ THEM CAREFULLY BEFORE USING THIS SITE.

By using thelogicofmoney.com (further referred to as the “Site”), you are consenting to the policies listed on this page. Our Privacy Policy, along with our Terms of Use, describe the factors that may affect our editorial content, the personal information we collect through our Site, how we collect that information, and which parties, if any, will have access to it.

By using the Site, you explicitly accept, without limitation or qualification, our practices surrounding the collection, use, and sharing of personal information provided by you in the manner described in this Policy Page. If you do not agree with the terms on this Policy Page, please do not access, browse, or use this Site.

We encourage you to review this Policy Page whenever you use or access the Site to stay informed about our personal information practices and the ways you can help protect your privacy.

CONTACT DETAILS

Email address: [email protected]

It is very important that the information we hold about you is accurate and up to date. Please let us know if at any time your personal information changes by emailing us at [email protected]

PRIVACY POLICY

HOW WE COLLECT YOUR PERSONAL DATA

We may collect data about you by you providing the data directly to us (for example by filling in forms on our site or by the voluntary submission of email address information) or it may be held anonymously for us through the use of cookies and/or similar technologies.

OUR USE OF COOKIES

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

We use cookies for the following purposes:

(a) authentication – we use cookies to identify you when you visit our website and as you navigate our website;

(b) status – we use cookies to help us to determine if you are logged into our website;

(c) personalization – we use cookies [to store information about your preferences and to personalize the website for you;

(d) security – we use cookies [as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect our website and services generally;

(e) advertising – we use cookies to help us to display advertisements that will be relevant to you; and

(f) analysis – we use cookies to help us to analyze the use and performance of our website and services;

We use Google Analytics to analyze the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available at: https://www.google.com/policies/privacy/.

Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. Please consult your browser instructions for information about how to delete or block cookie usage.

Please note that blocking cookies may have a negative impact on the functions of many websites, including our Site. Some features of the Site may cease to be available to you.

OUR USE OF AUTOMATED INFORMATION COLLECTION

Our Site may use third-party Data Processors (for example the Facebook Pixel or the Pinterest Tag) to automatically link your personal information with your user profiles on those sites. As a Data Controller we will not have access to your personal information, but we may utilize their respective advertising platforms to disseminate our content to you in the future.

INTEREST-ADVERTISING STATEMENT

Our Site is affiliated with Google Adsense for the purposes of placing advertising on the Site.  Google Adsense uses standard and widely-available tools for the placement and serving of ads. We publish interest-based advertisements on the Site; that is, ads that are tailored to reflect your interests. To help understand your interests Google and our other advertising partners will track your behavior on our website and on other websites across the Internet using cookies.

By using this Site, you consent to the use of such cookies and the sharing of data captured by such cookies with Google, and our other third-party partners. You can view, delete or add interest categories associated with your browser by visiting: https://adssettings.google.com. You can also opt-out of the network cookie using those settings or using the Network Advertising Initiative’s multi-cookie opt-out mechanism at: http://optout.networkadvertising.org.  However, these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser your opt-out will not be maintained.

EMAIL ADDRESSES

We may collect your email address, but only if you voluntarily provide it to us. This may occur, for example, if you sign up to receive an email newsletter, or enter a promotion. We will use your email address for the purposes for which you provided it to us, and also from time to time to send you emails regarding the Site or other products or services that we believe may be of interest to you. You may opt-out of such email communications at any time by clicking the “unsubscribe” button in the email.

Your email address may also be shared with the technology provider we use in connection with the purposes for which you provided it, and that technology provider may also contact you from time to time.

If you are a resident of a country in the European Economic Area (EEA), please refer to the sub-section below entitled “Additional Rights of EEA Residents.”

REGISTRATION OR ACCOUNT DATA

We may collect other information from you if/when you register with our Site in order to use various features. Such information could include your name, birthday, postal code, screen name, and password (if applicable). As you use the Site, we could collect other data that you provide voluntarily (such as comments that you post).

We may also collect information about you through other methods, including research surveys, social media platforms, verification services, data services, as well as public sources. We may combine this data with your registration data in order to maintain a more thorough profile.

We may use third parties to provide the functionality to allow you to register for, or otherwise enhance (plugins), our Site; in this case the third party will also have access to your information. Otherwise, we will not provide any personally-identifying information about you to third parties, except if required by law.

We may use your personally-identifying information for a variety of our internal business purposes, such as creating a better user experience for the Site, diagnosing and troubleshooting malfunctions on the Site, better understanding how the Site is used, and making personalized recommendations to you.

If you are a resident of a country in the European Economic Area (EEA), please refer to the section below entitled “Additional Rights of EEA Residents.”

ADDITIONAL RIGHTS OF EEA RESIDENTS

If you are a resident of a country in the EEA, you have the rights, among others, to:

(i)  access your personal data

(ii)  ensure the accuracy of your personal data

(iii) the right to have us delete your personal data

(iv)  the right to restrict further processing of your personal data, and

(v)  the right to complain to a supervisory authority in your country of residence in the event that data is misused

If you believe that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your residence, your place of work or the place of the alleged infringement.

You may exercise any of your rights in relation to your personal data by electronic notice to us addressed to the following:

[email protected]

CHILDREN’S ONLINE PRIVACY PROTECTION ACT (COPPA) COMPLIANCE

We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act).  We do not knowingly collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older. We recommend that anyone under 18 years of age participate and use our website, products or services only with parental permission and supervision.

We do not intend to collect any personal information from children under the age of 18. If a parent or guardian of a child who has provided us with such personal information would like the information deleted from our records, he or she should contact us at the email address listed at the top of this policy page. We will then delete the child’s personal information (if any) from our records.

TERMS OF USE

AFFILIATE MARKETING DISCLAIMER

This website contains links to products and/or pages for which we receive financial compensation. We may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant. You are not obligated to click on any link or buy any products that are advertised. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs, or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers. This site is also a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

While we have strict editorial standards on objectivity, affiliate relationships may influence which products and services we cover, and may even affect the order that those links appear.  This disclosure is provided in accordance with the Federal Trade Commission’s 16 CFR § 255.5: Guides Concerning the Use of Endorsements and Testimonials in Advertising.

BLOG

Use of any publication is at your own risk. You are responsible for your personal finances and should not rely on this site or any information found on this site to make your final decision. This blog merely provides opinion based on the content author’s experiences and personal knowledge. You are responsible for any actions you take by reading any of the content in blog.

The information contained in this blog is for informational purposes only and is not intended to be used as substitute to obtain professional financial advice. Seek professional advice prior to acting on any information you may find and read in this blog.

You are responsible for your own personal finance actions. Under no circumstances that the authors, contributors, owners, and partners of this blog are not responsible for the accuracy or completeness contained in this blog, even though we attempt to bring accurate information. Therefore, the authors, contributors, owners, and partners of this blog neither absolutely make warranties or promises nor accept responsibilities for any liability, injury, or damage that may cause you when using any information contained in this blog.

We do not make promises that our blog content or service will be provided to you timely, secured, or error-free. Under no circumstances should any information from this blog is to be used as replacement for professional financial advice.

SALE OF BUSINESS OR ASSETS

In the event that the Site or substantially all of its assets is sold or disposed of as a going concern, whether by merger, sale of assets or otherwise, or in the event of an insolvency, bankruptcy or receivership, the information we have collected about you may be one of the assets sold or merged in connection with that transaction.

FUTURE CHANGES TO OUR POLICY PAGE

We may change our Policy Page from time to time. The most recent version of our Policy Page will always be posted on the Site, with the “Effective Date” posted at the top of the page.

We may revise and update our Policy Page if our practices change, as technology changes, or as we add new services or change existing ones.

If we make any material changes to our Policy Page or how we handle your personal information, or we are going to use any personal information in a manner that is materially different from that stated in our Policy Page at the time we collected such information, we will reasonably attempt to notify you of such changes. By continuing to use our Site or services after the Effective Date, you are deemed to consent to our then-current policies.


CLICK HERE TO CHANGE YOUR PRIVACY CONSENT SETTINGS


EZOIC SERVICE PRIVACY POLICY
thelogicofmoney.com ("Website") uses a third party technology called Ezoic.

INFORMATION ABOUT OUR ORGANIZATION AND WEBSITE

Ezoic is committed to protecting your privacy. We will only use the information that we collect lawfully in accordance with the General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679).

Ezoic's principal activities are:

  • Website analytics
  • Website personalization
  • Website hosting

Our privacy policy covers Ezoic Inc., Ezoic Limited and this Website:

Ezoic Inc.

6023 Innovation Way, Carlsbad, California, United States

Ezoic Limited

Northern Design Centre, Abbott's Hill, Gateshead, NE8 3DF United Kingdom

DATA

In order to provide our products and services and related support, it is necessary for Ezoic to transfer your personal data outside of the European Union.  In such case, the data controller for this data for EU residents is Ezoic Inc. having it’s registered offices at 6023 Innovation Way, Carlsbad, California, United States.  All questions of requests regarding the processing of data may be addresses to [email protected]

PROVIDING VISITORS WITH ANONYMOUS ACCESS

If you do not consent to such collection, you can access this website without disclosing your personal data.

AUTOMATIC COLLECTION OF INFORMATION

Ezoic records data about the individuals and the traffic to this website. Ezoic is this website's limited agent (and data controller in the EU context) for the purpose of providing Internet data and optimization services. Ezoic may use this data to improve its service or enable other services (e.g., using visitor traffic logs or data posted through the service to improve the optimization of other websites).

Personal Information

Ezoic may collect personal information as defined in GDPR (such as IP address and a unique id in a cookie) about visitors to your website for the purposes of statistics, analytics and personalization. In addition, Ezoic works with numerous third parties for the collection and storage of data and the providing of analytics and advertising services.

Use of Personal Information

Purpose/Activity Type(s) of Data Lawful basis for processing
 To improve user experience
  •  Identity
  • Technical
  • Usage
 Your information helps us to provide you with a more pleasant, efficient experience on this website that may be customized to how you or others respond to content and ads on this or other websites.
 To improve ad performance
  •  Identity
  • Technical
  • Usage
 Your information helps us to optimize the placement, size, timing and number of ads displayed to you. It enables us to make smart decision that help this website owner earn money but reduce the disruption of ads on your experience.
 To improve content creation
  •  Identity
  • Technical
  • Usage
 Your information helps us learn what content you care about and enjoy and, the style of content you like and what you engage the most with. This helps us produce more content and features that you might like.
 To improve website performance
  •  Identity
  • Technical
  • Usage
 Your information helps us measure various performance metrics about our site, such as site speed, so that we can improve the performance of this site.

 

PROCESSING OF DATA AND CONSENT

We will process the data we collect about you to improve the operation of this and other websites. This information helps us make decisions about what content to show, how it should be formatted, the number, size and placement of advertisements and how content should be delivered to individuals. THis information is also used for analysis of performance and reporting.

USE OF APPLICATION LOGS

Our servers automatically record information (“Application Log Data”) created by your use of this website. Application Log Data may include information such as your IP address, browser type, operating system, the referring web page, pages visited, location, your mobile carrier, device and application IDs, search terms, and cookie information. We use this information to diagnose and improve our services. Except as stated in section (Data Retention), we will either delete the Application Log Data or remove any account identifiers, such as your username, full IP address, or email address, after 48 months.

DATA RETENTION

The personal information we collect is retained for no longer than necessary to fulfil the stated purposes in section “PROCESSING OF DATA AND CONSENT” above or for a period specifically required by law or regulation that Ezoic is obligated to follow. Personal data used to fulfil verification of certain types of services such as SSL certificate, payments, and billing will be retained for a minimum of 5 years depending on the class of product or service and may be retained in either a physical or electronic format. Even if you request deletion or erasure of your data, we may retain your personal data to the extent necessary and for so long as necessary for our legitimate business interests or performance of contractual obligations. After the retention period is over, Ezoic securely disposes or anonymizes your personal information in order to prevent loss, theft, misuse, or unauthorized access.

CONFIDENTIALITY / SECURITY

We have implemented security policies, rules and technical measures to protect the personal data that we have under our control from: unauthorized access improper use or disclosure unauthorized modification unlawful destruction or accidental loss. All our employees and data processors, who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitors’ personal data. We ensure that your personal data will not be disclosed to State institutions and authorities except if required by law or other regulation

DATA ACCESS & DELETION

You have the right to view information that we have collected about you and to request deletion of any personal information we may have. You can use this data lookup tool to complete these actions.

 

Below is a list of cookies that are commonly set on this website.

 

Below is a list of usage, technical and identify metrics that are commonly stored and processed when you use this website

Your location information, including country, state, city, metro and postal code
The webpage your were at before this website
The type of browser you use and the version
The brand and operating system of your device
What time zone you're in and what time it is there
What pages on this site you visit
How you interact with this website, including time spent, how much you scroll and your mouse movements
The size of your devices screen and the size of the browser on that screen
What content you share on the page
If you copy and paste content on this website
What ad or link you clicked on to arrive at this website
The type of internet connection you use and your ISP or service provider
How long it takes for this website's content to get transfered to your browser, load in your browser and render
The weather where you are currently located
Your age and gender
Your ip address
A unique id so that we can recognize you
What ads you click on

Cookies

A list of Vendors that may be used on this website


Data Usage Purposes

Necessary
Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

Preferences
Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.

Statistics
Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.

Marketing
Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.

Contacting Us

If there are any questions regarding this privacy policy or you wish to unsubscribe from our site and services you may contact us using the information below or by writing to us at:

2885 Sanford Ave
Grandville, MI 49418
USA

Summary of Requests

If you'd like to see a summary of the requests to know user information, requests to delete user information and requests to opt-out of ccpa compliance that this business has received:

https://g.ezoic.net/privacy/thelogicofmoney.com/annualRequestSummary


regarding thelogicofmoney.com



Email: