To build a solid financial plan, an emergency savings fund is essential. That way, a sudden job loss, home repair, or medical emergency won’t overwhelm your finances. We have the advice to get you started when you’re ready to begin. What Is Emergency Savings? Before diving into how to start an emergency fund savings, let’s…
Millennials are often stereotyped for spending $14 on avocado toast or taking daily espresso trips to Starbucks. But it’s possible to continue these millennial spending habits as long as the importance of saving money is applied elsewhere. We’ll look at the best way to save money as a millennial without completely eliminating the things we…
We all want to save more and know it’s an important habit to develop. According to the U.S. Bureau of Economic Analysis, recent uncertainty has pushed the savings rate up to a historic 33 percent this April. But since that’s in response to economic conditions, it’s not likely to be a lasting habit. To build…
Cutting the cord to cable TV has been a popular movement in the past several years. According to a PWC Consumer Intelligence Series report, there was a 3 percent decrease in consumers paying for cable TV in 2017 as compared to the prior year. There are good reasons why more people are canceling their cable….
When you’ve worn eyeglasses or contacts for a large portion of your life, you’re probably not attracted to the thought of LASIK eye surgery by its cost. It’s an expensive procedure just like other medical procedures are. But the value of waking up each morning, not having to put in your contacts is priceless. Let’s…
When you have a small appliance like a coffee maker or toaster that goes out, it can be replaced very easily or sometimes you can’t wait to get a new one if you even do. But a refrigerator or stove is a different story. When these appliances go out unexpectedly, it’s not as easy to…
Many Americans have started to receive their stimulus check which is part of the federal government’s relief package due to the coronavirus. Direct deposits began showing up in eligible American’s bank accounts around April 11th. The $1,200 per adult and $500 per child is meant to help people and households through the financial pressure that…
Going out to eat whether you go a few times a week or daily will take a toll on your waistline and wallet. The average U.S. household spent $3,000 in 2015 according to the Bureau of Labor Statistics. By reducing the number of times that you go out to eat, you could have more money…
You probably know what you need to be doing in order to have a secure financial situation. You know you need to work to earn money, save some, pay off your debt and invest if you can. However, there is much more detail to each of these than it may seem at first glance. We…
The average cost of a date is about $102 in the US, according to a study done by Match.com. That includes two movie tickets, dinner for two, and a bottle of wine. If you’re married and living together, most experts recommend two to four date nights per month – and that’s a lot of dough…
